RESOURCES - Business, Tax, Employment and Health & Safety Guides

BUSINESS

BUSINESS FINANCE GUIDE - A BUSINESS BANK & ICAEW PUBLICATION
The guide sets out the full range of debt and equity finance options for businesses as they journey from start-up to growth to listing on the stock exchange, and is backed by an unprecedented 19 leading business and finance organisations. It focuses on the market as a whole, offering several tools and ideas to help businesses weigh-up their options, make decisions and plan how they will finance expansion.
the-business-finance-guide.pdf
Adobe Acrobat document [2.5 MB]
DEBT RECOVERY CHECKLIST
 Before going on to the offensive, have you asked yourself the four key questions?
• do you stand a chance of winning your case?
• does the customer have the means to pay?
• is the amount outstanding worth the time, money and expense?
• could you end up being counter-sued for a larger amount than you are claiming?
 Be clear about the identity of who you are suing, e.g. a limited company, sole trader, etc.
 Check out their financial position before suing them.
recovering_the_debt.doc
Microsoft Word document [65.5 KB]
EMPLOYMENT ALLOWANCE £2000 ER NIC FROM 2014
From April 2014, every business, charity and CASC will be entitled to an annual “employment allowance” of £2,000 to reduce their liability for Class 1 secondary National Insurance Contributions (NICs).
Employment_Allowance_2000-2014.doc
Microsoft Word document [85.5 KB]
HMRC TAX ENQUIRIES
Any investigation by HMRC is subject to a strict code of conduct, so they can’t just do whatever they like. An investigation will often arise as a consequence of errors on a tax return including RTI (previously P35 returns) or self-assessment tax return. This is normally termed a ‘discovery’
HMRC TAX ENQUIRIES.pdf
Adobe Acrobat document [224.6 KB]
INFORMATION COMMISSIONERS OFFICE - SUBJECT ACCESS CODE OF PRACTICE
This code of practice explains the rights of individuals to access their personal data. It also clarifies what you must do in this regard to comply with your duties as a data controller. These rights and
duties are set out in sections 7–9A of the Data Protection Act 1998 (DPA) and are often referred to as ‘the right of subject access’, a phrase this code also uses. The code refers to a request made
under section 7 of the DPA as a ‘subject access request’ (SAR).
subject-access-code-of-practice.pdf
Adobe Acrobat document [987.0 KB]
New Consumer Contracts Legislation - Distance Selling Contracts
A guide by the Institute of Trading Standards to the New Consumer Contracts Legislation - Distance Selling
Distance_contracts_-_April_2014 (1).pdf
Adobe Acrobat document [197.3 KB]
New Consumer Contracts Legislation - Off-Premises Contracts
A guide by the Institute of Trading Standards to the New Consumer Contracts Legislation - Off-Premises Contracts
Off-premises_contracts_-_April_2014 (1).[...]
Adobe Acrobat document [200.2 KB]
New Consumer Contracts Legislation - On-Premises Contracts
A guide by the Institute of Trading Standards to the New Consumer Contracts Legislation - On-Premises Contracts
On-premises_contracts_-_April_2014.pdf
Adobe Acrobat document [137.9 KB]

EMPLOYMENT

CHANGES TO SELF EMPLOYMENT STATUS EFFECTIVE - 06/04/14
The government has been determined to stamp out what it sees as false self-employment, whereby temporary staffing agencies & payroll intermediaries have allowed employers, particularly in the construction industry, to avoid employing personnel directly........................
Changes to Self Employment Status 06-04-[...]
Microsoft Word document [69.0 KB]
EMPLOYERS LIABILITY (COMPULSORY INSURANCE) ACT 1969 - A HSE PUBLICATION
Most employers are required by the law to insure against liability for injury or disease to their employees arising out of their employment. This guide is intended to help you to understand what is required. It is not a legal interpretation of the Employers’ Liability (Compulsory Insurance) Act and it has no formal legal status. You should be aware that only the courts can authoritatively interpret the law.
Employers Liability (Compulsory Insuranc[...]
Adobe Acrobat document [133.3 KB]
EMPLOYMENT PRACTICES CODE - DATA PROTECTION - AN ICO PUBLICATION
This Information Commissioner's Office quick guide to the employment practices code is ideal for small businesses and provides all the information you'll need to keep on the right side of the law. It covers:

What the Data Protection Act means to an employer
Recruitment and selection
Employment records
Monitoring at work
Information about workers' health
What rights do workers have?
quick_guide_to_the_employment_practices_[...]
Adobe Acrobat document [168.6 KB]
EMPLOYERS RIGHT TO WORK CHECKLIST
Summary guide for employers on preventing illegal working in the UK ....... checklist for ensuring compliance & avoiding penalties......
Employers right to work checklist.pdf
Adobe Acrobat document [1.4 MB]

HEALTH & SAFETY

ASBESTOS THE SURVEY GUIDE - A HSE PUBLICATION
This heavily illustrated publication replaces and expands on MDHS100, Surveying, sampling and assessment of asbestos-containing materials. It is aimed at people carrying out asbestos surveys and people with specific responsibilities for managing asbestos in non-domestic premises under the Control of Asbestos Regulations 2012. The book covers competence and quality assurance and surveys, including: survey planning, carrying out surveys, the survey report and the dutyholder’s use of the survey information. It includes extensive appendices and references.
Asbestos - The Survey Guide.pdf
Adobe Acrobat document [1.8 MB]
HSE ENFORCEMENT POLICY STATEMENT
It sets out the general principles and approach which the health and safety enforcing authorities (mainly HSE and local authorities) are expected to follow. All local authority and HSE staff who take enforcement
decisions are required to follow HSE’s Enforcement Policy Statement. In general, those staff will be inspectors, so this policy refers to inspectors for simplicity.
HSE Enforcement Policy Statement.pdf
Adobe Acrobat document [120.1 KB]
ASSOCIATION OF BRITISH INSURERS - HEALTH & SAFETY GUIDE FOR SMEs
We are providing this information to help you take sensible steps to manage health & safety effectively.....Your insurer will always be willing to offer you guidance on what constitutes in what constitutes good practice in managing health & safety...........
ABI-HandS Guide forSME.pdf
Adobe Acrobat document [89.4 KB]
GUIDE TO NEW RIDDOR REGULATIONS - A HSE PUBLICATION
Reporting accidents and incidents at work...A brief guide to the Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 2013 (RIDDOR)
Guide to new RIDDOR.pdf
Adobe Acrobat document [295.8 KB]
HEALTH & SAFETY LAW LEAFLET FOR WORKERS - A HSE PUBLICATION
All workers have a right to work in places where risks to their health and safety are properly controlled. Health and safety is about stopping you getting hurt at work or ill through work. Your employer is responsible for health and safety, but you must help.
HS Law Leaflet for Workers.pdf
Adobe Acrobat document [69.6 KB]
HEALTH & SAFETY MADE SIMPLE- A BASIC GUIDE - A HSE PUBLICATION
If you think health and safety has to be complicated – it doesn’t. This guide will make it
easier for you to comply with the law and manage health and safety in your business.
For many businesses, all that’s required is a basic series of tasks. The guide will take you through the steps and help you make sure you have done what you need to – and no more........................
HS Made Simple - the basics.pdf
Adobe Acrobat document [216.6 KB]
HEALTH & SAFETY REGULATION - A SHORT GUIDE - A HSE PUBLICATION
The Health and Safety Commission (HSC) conducted a review of health and safety regulation in 1994. It found that people were confused about the differences between: ❋ guidance;❋ Approved Codes of Practice (ACOPs); and ❋ regulations and how they relate to each other. This document aims to explain how each fits in. It is for employers and self-employed people, but will be of interest to anyone who wants to know how health and safety law is meant to work.
HS Regulation-Short Guide.pdf
Adobe Acrobat document [365.1 KB]
HOW TO PERFORM A RISK ASSESSMENT
Divide your assessment into four main areas: •hazard identification •risk assessment •risk control • Implementing and maintaining control measures. .............................
HOW TO PERFORM A RISK ASSESSMENT.doc
Microsoft Word document [43.5 KB]
HSE FEE FOR INTERVENTION SCHEME
If you are breaking health and safety laws, HSE may recover its costs from you by charging a fee for the time and effort it spends on helping you to put the matter right, investigating and taking enforcement action................
HSE FEE FOR INTERVENTION - FFI.pdf
Adobe Acrobat document [586.3 KB]
MANAGING HEALTH & SAFETY IN CONSTRUCTION - A HSE PUBLICATION CDM 2007
These Regulations are intended to focus attention on planning and management throughout construction projects, from design concept onwards. The aim is for health and safety considerations to be treated as an essential, but normal part of a project’s development – not an afterthought or bolt-on extra.
Managing Health Safety in Construction.[...]
Adobe Acrobat document [600.0 KB]
MANUAL HANDLING - A BRIEF GUIDE - A HSE PUBLICATION
This leaflet describes what you, as an employer, may need to do to protect your employees from the risk of injury through manual handling tasks in the workplace. It will also be useful to employees and their representatives.
Manual Handling Leaflet.pdf
Adobe Acrobat document [442.9 KB]
SAFE USE OF LADDERS & STEPLADDERS - HSE GUIDANCE
Ladders and stepladders are not banned under health and safety law. In fact they can be a sensible and practical option for low-risk, short duration tasks............................
Safe Use of Ladders Stepladders - HSE G[...]
Adobe Acrobat document [316.4 KB]
THE ABSOLUTELY ESSENTIAL HEALTH & SAFETY TOOLKIT FOR THE SMALLER CONSTRUCTION CONTRACTOR - A HSE PUBLICATION
This toolkit provides a ready checklist for health and safety problems on small construction sites. It will help you to manage or avoid them and to ensure your own health and safety as well as the health and safety of the people who work for you, your clients, and others such as the public
The Absolutely Essential Health Safety [...]
Adobe Acrobat document [607.2 KB]
WHAT TO EXPECT WHEN A HSE INSPECTOR CALLS
This leaflet is for those in business who have duties under health and safety law, for example, employers and those in control of workplaces. It explains what you can expect when a health and safety inspector calls at your workplace. It also tells employees and their representatives what information they may expect from an inspector during a visit.
What to expect when a HSE inspector call[...]
Adobe Acrobat document [192.8 KB]
WORKING WITH DISPLAY SCREEN EQUIPMENT - A HSE PUBLICATION
This leaflet will help you to comply with the Health and Safety (Display Screen Equipment) Regulations 1992 and explains what you, as an employer, may need to do to protect your employees from any risks
associated with Display Screen Equipment (DSE) (ie computers and laptops). It will also be useful to employees and their representatives.
Working with Display Screen Equipment (D[...]
Adobe Acrobat document [254.6 KB]

TAXATION

TAX PLANNING FOR DIRECTORS 2015-16
A Tax Planning Guide for Directors ......then as a director shareholder you can take £30,893 in dividends as well as the £8,060 salary above without triggering any tax.
tax planning for directors 2015-16.pdf
Adobe Acrobat document [35.2 KB]
TAX FACTS TABLES 2015-16
A handy glossary of current tax facts for tax year 2015/16 including personal and business taxation and other allowances.Print it off double-sided to use as a handy tri-fold guide.
Tax Facts Tables 2015-16.pdf
Adobe Acrobat document [310.8 KB]
2014-15 YEAR-END TAX PLANNING GUIDE
A quick overview of allowances, rates & reliefs available to utilise until 5 April 2015
2014-15 YEAR-END TAX PLANNING GUIDE.pdf
Adobe Acrobat document [290.8 KB]
COMPANY CAR TAXATION GUIDE
If an employee or director is provided with a company car, then a taxable benefit will normally arise. In most cases the charge is calculated by applying the appropriate charge percentage to the list price of the car including any accessories, the list price is reduced by any capital contribution made by the employee. Any accessories fitted after the vehicle has been acquired must also be included.
COMPANY CAR TAXATION GUIDE.doc
Microsoft Word document [74.5 KB]
INHERITANCE TAX GUIDE
If your Estate or that of your spouse or civil partner is likely to exceed the nil rate band (currently £325,000) then it's a good idea to plan well in advance to take full advantage of the allowances available.
Inheritance Tax Guide.docx
Microsoft Word document [34.3 KB]
INVESTMENTS - TAX EFFICIENT OPTIONS
There are a number of options available to make tax efficient investments, from the very popular ISAs to EISs. These are described briefly below........................
INVESTMENTS - TAX EFFICIENT OPTIONS.doc
Microsoft Word document [39.0 KB]
RESEARCH, DEVELOPMENTS & PATENTS- Tax Treatment & Allowances
Generous reliefs and allowances are generally available for expenditure on research & development (R&D) and patents....The main tax breaks are:•R&D relief •Capital allowances•Costs on patents & know-how patent box.
RESEARCH DEVELOPMENT PATENTS.pdf
Adobe Acrobat document [106.9 KB]
TAX DATA TABLES 2014-15
A handy glossary of current tax data for tax year 2014/15 including personal and business taxation and other allowances.Print it off double-sided to use as a handy tri-fold pocket guide.
Tax Data Tables 2014-15 sa.pdf
Adobe Acrobat document [485.6 KB]
TAX PLANNING FOR DIRECTORS 2014-15
A Tax Planning Guide for Directors ......then as a director shareholder you can take £30,518 in dividends as well as the £7,956 salary above without triggering any tax.
tax planning for directors 2014.pdf
Adobe Acrobat document [34.1 KB]
VAT - HOW DOES IT WORK FOR A TAXI BUSINESS
This article considers the proper treatment of VAT in a taxi basis and will help you account for it properly and avoid those penalties and interest when the VAT man visits.
VAT - How Does It Work For Taxi Business[...]
Microsoft Word document [52.1 KB]

WEBSITE

SEARCH ENGINE OPTIMISATION & SOCIAL MEDIA MANAGEMENT
There are a lot of things to consider when preparing the strategy for your on-line presence but two things are critical, choosing the right target audience and getting the most visibility on search engines (especially Google). After all it is pointless having a high-ranking website if it is not driving the right traffic to your site and in turn not generating business (either directly or indirectly).
SEARCH ENGINE OPTIMISATION AND SOCIAL ME[...]
Microsoft Word document [49.0 KB]

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